Insuring a Columbia 400 & weekend only insurance

"Justin Gombos" wrote in message
news:W7Vki.9224$ZO4.3568@trndny05...
On 2007-07-04, Matt Barrow wrote:

In the context of the original post (boy, has this group got the
tendancy to go off on tangents!) it was a pilot flying VERY FEW
hours each month in an aircraft that goes over a half-million $$$,
complaining about the cost of insurance. He never did come back with
the numbers for the "comparable" aircraft price quotes. He also
didn't answer whether he had an IR (that make a HUGH difference),
nor how much TT he had.

I have 200 hours. Unless there is some underdog insurance provider
who is keen to the market of infrequent pilots, and willing to take
half the risk for 3/4ths of the premium, the daily cost of owning a
Columbia will probably be unreasonable.

It will be until you get a whole bunch more hours and training.

I'm trying to find out what all my options are. Renting makes the
most sense, but schools are reluctant to let their trainers go for a
weekend. I know of a couple that will, but availability is not quite
acceptible. There's a local flight club, but there are ~35 members
sharing 1 AC, and the cost is ~$85/mo. + the hourly, and I suspect the
availability is unacceptible under those circumstances.

Other clubs in the area? That seems like an extremely high ratio. The only
club I belonged to some years back was 9-10 AC for 85-90 members. Mostly
172's and a couple Warriors/Archers and even a couple T182's.


I have yet to compare renters insurance to owners insurance. If it's
correct that pilot experience and credentials are the primary factor,
then I'm expecting renters to be comparable to owners.
Some other folks may be able to clarify, but IIUC, renters insurance does
not cover the airframe, the clubs insurance covers that?

Good luckm but you will have to stay away from any high-performance aircraft
with your low hours and low annual flying time.

--
Matt Barrow
Performance Homes, LLC.
Cheyenne, WY