How dangerous is soaring?

Hi Nyal

Entirely agree on the addictions side.

On the other hand I must take issue with the theory that soaring is disruptive
of family life. Apparently , since I took up soaring seriously, as opposed to
the occasional flight, I am a much better person to be around. My general mood
is better, and family life is smoother. Should I neglect to go flying on more
than one weekend in a row, I am reminded pointedly that my soaring is suffering
neglect...

My 13 year old daughter is an air scout, and loves to be involved occasionally
as does my son. Can't do it too often at present, because they can get bored
easily, and there was a lack of nice two seaters to fly them in. I want to fly
XC, the club crates are , well CRATES. So I was forced to order a two seater.

According to my insurance company, soaring is less dangerous than being a hobby
handyman. They load your premium if you use power tools in your garage, but not
if you admit to flying gliders. Maybe I got lucky, but one assumes the quants
have checked the risks. My guess is that - while active soaring is a higher
risk,than being sedentary, the skills of observation and situational awareness,
and self assessment learned all lower risk in other activities. Overall the
insurers see no material change in risk for an active glider pilot. It would be
fascinating to discover why a hand drill is more likely to cause an insurance
loss. Anyone involved in the actuarial side?

Bruce

Nyal Williams wrote:
No one has addressed the real danger of soaring; its
addictive properties.

I've never tried cocaine or crack or any sort of drugs,
but I know it is more addictive than tobacco, caffeine,
colas, or sugaars (all of which I have abandoned and
am free from), and that it is disruptive to work, careers,
families, and every sort of productive endeavor. Who
cares?! Can't and won't quit.

At 18:18 04 November 2007, Mike The Strike wrote:
Years ago, I remember reading of accident and fatality
figures for
occupational hazards in Great Britain. At the time,
professional jump
jockeys were top of the list, with flat race jockeys
not far behind.
Both were ahead of deep-sea fishermen. The advent
of North Sea oil
rigs put some of their workers at the top (divers,
as I recall).

I don't recall any piloting professions anywhere near
the top of the
list.

My conclusion - horses are dangerous and aircraft much
less so.

Mike

"Bruce" wrote in message
...
Hi Nyal


According to my insurance company, soaring is less dangerous than being a
hobby handyman. They load your premium if you use power tools in your
garage, but not if you admit to flying gliders. Bruce


Unfortunately, it may be that they just include a disclaimer in your
insurance policy (assuming it's life insurance), stating that you are not
covered while acting as air crew or while piloting or passenger in GA
aircraft. This is common in the US and would likely be the case unless you
have policy that specifically covers you while partaking in flying
activities.

I understand there is no such exclusion of coverage for home handymen (g).

bumper

On 11/4/07 10:28 PM, in article
, "bumper"
wrote:


"Bruce" wrote in message
...
Hi Nyal


According to my insurance company, soaring is less dangerous than being a
hobby handyman. They load your premium if you use power tools in your
garage, but not if you admit to flying gliders. Bruce


Unfortunately, it may be that they just include a disclaimer in your
insurance policy (assuming it's life insurance), stating that you are not
covered while acting as air crew or while piloting or passenger in GA
aircraft. This is common in the US and would likely be the case unless you
have policy that specifically covers you while partaking in flying
activities.

I understand there is no such exclusion of coverage for home handymen (g).

bumper



For what it's worth:
The last time I applied for a life insurance policy, the company did not
include a war exclusion (I was in the military at the time, and subject to
deployment), but balked at covering me when flying gliders. It required a
significant amount of discussion and negotiation to get them to cover me
(they finally did).

Admittedly this company caters to the military, and they wouldn't sell many
policies if war were excluded from coverage, but their perception of the
relative risks of soaring versus war surprised me.

Bullwinkle

Admittedly this company caters to the military, and they wouldn't sell many
policies if war were excluded from coverage, but their perception of the
relative risks of soaring versus war surprised me.


Just a guess but maybe it was not the "perception of the relative
risks", but rather the unknown risk of soaring. I suspect that their
actuaries can tell you to the nth decimal place their risk of a claim
due to war. Probably not so when it comes to soaring.

Tony V.

bumper wrote:

Unfortunately, it may be that they just include a disclaimer in your
insurance policy (assuming it's life insurance), stating that you are not
covered while acting as air crew or while piloting or passenger in GA
aircraft. This is common in the US and would likely be the case unless you
have policy that specifically covers you while partaking in flying
activities.

The only policy I've seen that excludes gliding is travel insurance. It
lumped gliding in with rock climbing and skiing.


--
martin@ | Martin Gregorie
gregorie. | Essex, UK
org |

Martin Gregorie wrote:

The only policy I've seen that excludes gliding is travel insurance. It
lumped gliding in with rock climbing and skiing.

To me, it seems perfectly reasonable to lump gliding in with rock
climbing and skiing.

John Smith wrote:
Martin Gregorie wrote:

The only policy I've seen that excludes gliding is travel insurance.
It lumped gliding in with rock climbing and skiing.

To me, it seems perfectly reasonable to lump gliding in with rock
climbing and skiing.

I'd have thought it was a very different actuarial proposition: ski
insurance pays out on lots of lesser broken bits but relatively few
skiers bite the big one. But then, what do I know about selling insurance?


--
martin@ | Martin Gregorie
gregorie. | Essex, UK
org |