Mike Rapoport wrote:
The design limit is not really lower for negative G. Remember that you are
starting at +1G so, if the limits are +3.8G and -1.8G, the limits are both
2.0g away from steady state flight.

Mike has the idea. You need to look at a V-g/V-n diagram for your
aircraft to see where the load limits lie for a given airspeed. This is
how Eckalbar explains it.