Low Time and Insurance - Cessna P206

You will not be wasting the insurance broker's time by talking to him. That
is his job and if he doesn't like it then it is time to look for a new
broker. You need to find out what the insurance company requires for you to
be covered as a named pilot and then start jumping through the hoops. "No"
is not an answer. "Ten hours with an instructor" is an answer.

The Cessna 206 is a high performance airplane with a constant speed prop. It
is very easy to fly and some pilots learn to fly in them. It requires a
little more advance planning when entering the pattern and it is very nose
heavy, but it is not so fast that a low time pilot is going to get very far
behind it.