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The FBO's policy insures the FBO, not you. You need a million dollars' liability, and you should also have hull insurance against damage caused to the rental plane by you. The FBO's insurer will come after you, and not just for the deductible. I paid $575 last year for $1 million / $100,000 liability and $20,000 hull insurance. When I renew, I'll probably remove the $100K limit on individual liability, since I now carry the occasional passenger, and I'll probably increase the hull insurance, since the price of Cubs is going up. all the best -- Dan Ford email: www.danford.net/letters.htm#9 see the Warbird's Forum at www.warbirdforum.com and the Piper Cub Forum at www.pipercubforum.com |
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